Five years ago, my husband and I found ourselves faced with the opportunity to own a “fixer-upper” house, with the potential to make a profit if we ever decided to sell it. It looked like an easy decision at first: everyone was buying a home, and, supposedly, a home never loses its value.

Yet, instead of leaping at the opportunity, my husband and I visualized what the next few years would look like. We went over the building plans for the house, the financing we were eligible for, and the estimated time it would take for him to do the repairs. For financial purposes, he planned to do most of the construction work himself, which meant that renovating the house would be his full-time occupation, and I would be the primary breadwinner responsible for paying the bills.

After careful deliberation, we bought the house…

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